E & O Application

Information Technology Insurance

Its no secret.

In Canada, court awards have risen in recent years. Increasingly, people are showing willingness to turn to the courts when they believe that goods or services they received are substandard.

The fact is, even if you are not at fault, defending yourself in court is a costly business - and a threat to your financial security.

Are you a professional or an expert in your chosen field?

Is the work you do skilled and specialized?

Do your professional duties involve providing advice or services?

Do your customers expect a high degree of service?

Does your profession demand a high degree of moral principles and standards?

Lawsuits can affect any profession. A simple error or omission can result in exorbitant claims over:

defective design

improper appraisal

improper treatment

inaccurate advice

inaccurate information provided

typographical errors

Most Liability policies do not respond to suits involving professional services.

Errors and Omissions insurance complements your Commercial General Liability coverage - filling in these dangerous gaps.

An Errors & Omissions policy provides third party liability coverage for the following damages resulting from and error, omission or negligent act:

Bodily Injury

Property Damage

Financial Loss

In addition, an E & O policy will pay to defend you in court, and in most cases, the defense costs will not reduce your coverage in any way.

NOTE: For complete details of governing conditions and limitations, refer to the specific policy form.

InfoSource: Royal SunAlliance

For E & O inquiries of any kind or to get a quotation, have a look at our E & O Application or contact us by e-mail:

Dick Hubbard
John Hubbard
Carol Rettig

Or alternatively by telephone:
Phn (905) 712-4668
Fax (905) 712-3586

HUBBARD INSURANCE ...OVER 35 YEARS OF BROKERING AND CONSULTING

If you have any questions about your business insurance, please feel free to email us;
John, Dick or Carol.