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Personal Umbrella Liability

We highly recommend this coverage

Courts have been seeing ever increasing personal liability law suits before them and higher than ever judgments for property and automobile claims. Claims can frequently exceed $5,000,000, and while actual court awards and settlements don’t typically reach those levels, you are on your own to defend yourself, pay for layers etc. on anything beyond the policy limits.

Clearly the 20 plus year old $1,000,000 limit is no longer adequate. This is especially true if you have any kind of assets, like houses, vehicles or just by simply being a frequent traveller. There is not a large cost associated with this but a great benefit of peace of mind.
 


You are in greater risk if you have or are involved in the following situations or activities:
 

  • Swimming Pool
  • Young Drivers & Multiple Drivers in the household
  • Condo Owner
  • Cottage Owner
  • Multiple Vehicles and Recreational vehicles
  • High Income Earner/Business owner/ Asset over $1,000,000
  • Traveler
  • Boat Owner
  • Volunteer Worker/or Boar of Directors
  • Pet Owner


If you are unsure of your exposure give us a call or fill up the quick quote below and we will get back to you quickly! We are here to help…

  1. Personal, Auto & Home Insurance Quote Request
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Hubbard Insurance Group is an accredited company.