Commercial General Liability Insurance (CGL)

Your Commercial General Liability policy protects your business if you are found legally liable for bodily injury or property damage to third parties caused by your premises, work or operations, product or completed work. Coverage includes bodily injury, property damage liability, medical payments, tenant’s legal liability, and Commercial Umbrella Liability Protection. 

While a policy liability limit of $1 million may have been acceptable for some smaller business's a decade ago, $2 million is really the bare minimum these days. The cost is relatively low to increase limits and our recommendation is to start at a $5 million limit, then make an educated decision from there.

This coverage is an affordable way to protect your business in case you ever have to defend a claim against your business in court. When protected, you’ll receive funds up to your policy limits to cover damages assessed by the courts to compensate third parties, as well as have your legal fees and settlement charges covered. One single claim has put some businesses out of business, we are here to ensure you have the right insurance in place to have you covered!

Insurance Industry Coverage to Consider

GENERAL BUSINESS INSURANCE

Protect your business property and assets as well as your reputation from lawsuits, accidents and more.

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INFORMATION TECHNOLOGY INSURANCE

Coverage for special risks and strict regulations - disclaimers, copyrights, confidentiality, e-commerce financial exposures. We have the safeguard you need.

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GROUP BENEFITS & LIFE INSURANCE

Coverage for health care, dental care, short term or long term disability, life insurance for any size businesses operation.

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