Is The Hard Market Here To Stay?

The basis of all business can be condensed down into the concept of supply and demand. It’s quite simple, really; you have what I want, and I have what you want. Both parties engage in an exchange and, voila, there is business. There has been a lot of talk in the insurance industry lately, though, that there is currently a hard market in place. In...

The One Big Reason You Need Personal Umbrella Coverage

When insurance is mandatory and straightforward, it’s pretty easy to buy into. This is why auto, home, and health insurance are as popular as they are. They all make sense – if something happens to your car, home, or body and mind, then you will be covered. Yet, there is another kind of insurance that makes just as much sense – if not more – than ...

The Pride of Hubbard, The End.

The sun is shining its brightest best, grills across the country are being fired up, and various bodies of water are being filled to the brim with life. In the words of the legendary Nina Simone, “I’m feelin’ good.’ Welcome to the final part of our Pride series. In previous iterations, we have covered the origins of the Pride Parade as well as the...

Climate Change is Worse Than You Think

If it seems like weather forecasts are becoming decreasingly accurate and increasingly speculative – well, that’s because they are. Experts use present-day climate models to predict how severe the weather will be in the future; except those predictions are becoming inaccurate because of the destabilisation of weather that has been observed across ...

Insurance Market Outlook 2019 - Mid-Year Update

  At the beginning of each year, we try to ‘crystal ball’ where we see the insurance market. This year we spoke about the increasingly ‘hardening’ global insurance environment on the property casualty side of the business. This is due in no small part to the multiple catastrophic weather related events which resulted in unprecedented claims l...

The Pride of Hubbard, Part II

  Welcome to part II of our Pride Month series! Last time around, we touched upon the origins of the Pride movement before moving onto a little profile of Karen Fuentes – a broker here at Hubbard. If you haven’t yet, make sure to check it out! It’s a Friday, the weather is doing its best Martin Riggs impression, and I’m making dated Lethal We...

The Pride of Hubbard, Part I

  As we mark the halfway point of June and the imminent arrival of summer, it’s a good time to turn the spotlight onto what June has become increasingly known for – Pride. Now, Pride Month is more than just a celebration of lifestyles; in fact, it has a rather dark past.   June 28, 1969. 1:20 A.M. Four plainclothes policemen wearing dark...

Why Choose an Insurance Broker?

Lately there have been a ton of different ways to purchase insurance. Planning for the future and protecting your assets are at the top on a consumers mind when considering their insurance options. But looking for the right coverage can be overwhelming, especially for someone who is not familiar with insurance, which is why you need an expert to h...

Understanding Your Employee Needs

Making a decision to launch a new product is similar to making any decisions about your employee benefit plans. You would never come out with a new product without understanding the marketplace, clients and current business environment – so it’s important to make sure that you understand your employee needs before deciding on a new group benefit p...

Tips On How To Never Miss Your Insurance Payment

We get it – bills are a headache. From your phone bill, to internet and car payments it can be hard to keep track of everything. But we’re here to help! We’ve got some tips for you to help keep you on top of your payments, specifically your insurance premium.  Insurance is supposed to give you a peace of mind so the last thing you should worr...
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