Individual Disability Insurance
Disability Insurance is designed to help address your needs and protect your ability to earn an income should something happen and ability to work is affected.
Did you know that:
- 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
- The average length of a disability that lasts over 90 days is 2.9 years.
Source: The Great-West Life Assurance Company)
Accidents and illnesses are unexpected. They happen to anyone at any time. Your ability to earn an income is your most valuable asset. Disability Insurance would help protect you during these times.
Self-employed and looking for a benefit plan?
As a business owner you have even more reasons to ensure that you are covered. There are various affordable benefit plans available for sole proprietors and self-employed consultants. Help protect your business if you were to become disabled, plans are designed to provide an income replacement during these times and some plans cover business expenses to keep your business open and operational (offering payment of utilities, rent, salaries and more).
As a business owner and operator you continue to the growth and success of that business. How would a disabled partner affect your growth? Without protection you may experience lost productivity and revenue, decreased profitability, pressure from creditors and the banks, relationships with vendors and clients deteriorate.
These are all important considerations that need to be discussed with an expert risk management advisor. That is where we at Hubbard Insurance Group come in. We are able to review all these areas for you. We build a relationship with you to learn your needs, wants and goals so we can work with you in protecting the areas of your life and lifestyle.
Contact one of our Benefits Specialists today and let’s get working with you! Email us at better@hubbardinsurance.com or call 905.696.9090 where you’ll be “Well Advised. Well ProtectedTM.”
Alternatively fill out the Get a Quote form and we will contact you as soon as possible.
Other Insurance Coverage to Consider
Health & Dental Insurance
Significant unexpected healthcare and dental care expenses can be covered relieving the burden from you and your family.
Group Benefits/Life Insurance
Call Toll Free 1-800-900-2009