Personal Umbrella Liability

Personal Umbrella or excess liability insurance coverage is recommended as we are seeing an ongoing increase in personal liability law suits. With this we see courts awarding third parties and claims in excess of $5 million. While awards may not be this much, the cost associated can climb, primarily the cost of legal defense.

Clearly the aged old $1million limit of personal liability is no longer adequate. This is especially true if you have any kind of assets, such as property, homes, and vehicles or just by simply being a frequent traveller. It is important to consider the added protection available to you with a Personal Umbrella Liability policy at a modest premium.

Coverage limits up to $10 million can provide coverage for bodily injury, property damage, or personal injury including defamation and invasion of privacy. There is not a large cost associated with this but the great benefit of peace of mind.

Areas where you are at greater risk for a personal liability claim;

Swimming Pool on your property
Young Drivers & Multiple Drivers in the household
Condo Owner
Cottage Owner
Multiple Vehicles and Recreational Vehicles
High Income Earner, Business Owner, or assets over $1,000,000
Traveler
Boat Owner
Volunteer Worker or on the Board of Directors
Pet Owner

Hubbard Insurance Group provides personalized service for your personal insurance needs.

Contact us today and let’s get working for you!
Email us at better@hubbardinsurance.com or call 905.696.9090 where you’ll be “Well Advised. Well Protected^TM.”

Alternatively fill out the Get a Quote form; we will begin assessing your needs and contact you as soon as possible.

Insurance Industry Coverage to Consider

AUTO INSURANCE

Buckle Up Safely Knowing You Are Protected.

Learn more

PROPERTY INSURANCE

Protection for your home and personal belongings.

Learn more

Individual Life Insurance

Providing benefits to protect your family in the event of your death including paying off mortgages and debts.

Learn more

Call Toll Free 1-800-900-2009

Recently, I had the misfortune of having my car stolen, along with many personal belongings inside. I wanted to thank your team for all the help and support throughout my ordeal. I was so relieved to have you guys on "my side" and working with me during the claims process.

-Brent K.

Just a quick note to express our gratitude to you and your staff on a job well done. It is nice to know that when the chips are down we can count on your company to back us up.

-Robert E., Ontor Ltd.

Not only did they put me back on track with a very competitive rate for both my cars, both my boats and my home, she was able to undo the damage the other broker had managed to do in record time.
My heartfelt thanks to Hubbard Insurance Brokers!

-Doug D.

As you know, we have had our business & personal insurance through your office for over 10 years. I just thought you would like to hear that we have been extremely pleased with the work yourself and your team have done for us.

-Carlo F.

Customer service is exceptional, they always answer any questions right away and go out of their way to make sure you're happy. Without a doubt they source the best possible price. I highly recommend Hubbard Insurance Group!

-Rose P

Selecting this team of professionals at Hubbard Insurance Group to handle all my business policies, gives me the peace of mind I require to focus and grow my business.

-George P, GasGuys.ca

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Personal Umbrella Liability Insurance

WELL ADVISED, WELL PROTECTED^TM.

Areas where you are at greater risk for a personal liability claim;