Personal Umbrella Liability Insurance
Personal Umbrella or excess liability insurance coverage is recommended as we are seeing an ongoing increase in personal liability law suits. With this we see courts awarding third parties and claims in excess of $5 million. While awards may not be this much, the cost associated can climb, primarily the cost of legal defense.
Clearly the aged old $1million limit of personal liability is no longer adequate. This is especially true if you have any kind of assets, such as property, homes, and vehicles or just by simply being a frequent traveller. It is important to consider the added protection available to you with a Personal Umbrella Liability policy at a modest premium.
Coverage limits up to $10 million can provide coverage for bodily injury, property damage, or personal injury including defamation and invasion of privacy. There is not a large cost associated with this but the great benefit of peace of mind.
Areas where you are at greater risk for a personal liability claim;
- Swimming Pool on your property
- Young Drivers & Multiple Drivers in the household
- Condo Owner
- Cottage Owner
- Multiple Vehicles and Recreational Vehicles
- High Income Earner, Business Owner, or assets over $1,000,000
- Traveler
- Boat Owner
- Volunteer Worker or on the Board of Directors
- Pet Owner
Hubbard Insurance Group provides personalized service for your personal insurance needs.
Contact us today and let’s get working for you!
Email us at better@hubbardinsurance.com or call 905.696.9090 where you’ll be “Well Advised. Well ProtectedTM.”
Alternatively fill out the Get a Quote form; we will begin assessing your needs and contact you as soon as possible.
Insurance Industry Coverage to Consider
Individual Life Insurance
Providing benefits to protect your family in the event of your death including paying off mortgages and debts.
Call Toll Free 1-800-900-2009